Simple tools to get a clearer picture.
No jargon. Pick the check that matches what you want to understand, enter a few numbers, and see the result.
Calculate my repayments
See how much of your monthly repayments sit outside your home loan.
Repayment Reality CheckCalculate my equity
See how your property value is split between your mortgage and estimated equity.
Equity Position CalculatorExplore refinancing
Give Paul the basics. He’ll review the position and see whether there may be an opportunity worth discussing.
Refinance Opportunity CheckUnderstand the numbers before deciding what to do next.
Each tool focuses on one part of the picture. When you want the overall position reviewed, send Paul the basics through the Refinance Opportunity Check.
G Read Google reviews“From the first phone call, Paul went of his way to help us. Such a smooth process, his knowledge and care made the experience so much easier. Thank you so much for all your efforts we truly appreciate it.”
TG“I worked with Paul Wrensted at Mortgage Choice to refinance both my home loan and my investment loan, and I'm really glad I did. He took the time to explain my options properly, found me a much better rate than what I was on, and handled the paperwork so I didn't have to chase anything. The whole process was smooth and the savings are real.”
TN“Our refinance definitely wasnt a straightforward one There were multiple things involved, plenty of complications, and so much detail that needed to be handled properly. Paul at Mortgage Choice made the whole process feel so much easier than it could have been. He was incredibly patient with all of our questions, always took the time to explain things to us, and never once made us feel like we were being difficult. He put in so much time and effort to get everything sorted, and the end result has saved us thousands of dollars every month, which is honestly incredible. Were so grateful for all of Pauls help and expertise and would absolutely recommend him to anyone looking at refinancing or getting a better deal on their mortgage”
MPCommon questions
Will using these tools affect my credit file?
No. These tools do not run a credit enquiry or submit a loan application.
What if I want someone to look at the full picture?
Use the Refinance Opportunity Check. It collects a short set of details for Paul to review and does not submit a loan application.
Are the results financial advice?
No. The calculators provide general, educational information based on the figures you enter. They are not personal financial or credit advice.