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Before You Apply Again

Are you solving the problem, or just buying yourself more time?

Thinking about another loan, refinance or credit facility? Answer 5 quick questions and see what I’d pay attention to before you add anything else.

About a minute. No statements. No exact balances. No credit check.
Question 1 of 5

What are you hoping new credit would do for you right now?

Question 2 of 5

Have you used new credit before to make things easier?

Question 3 of 5

If you’ve used new credit before, what usually happens afterwards?

Question 4 of 5

Where are things at between paydays?

Question 5 of 5

If you got the new credit tomorrow, what would most likely happen next?

Your breakdown

Something in your answers is worth pausing on.

We’ve identified what we’d pay attention to before you take on anything new.

Add your details below and we’ll show you the breakdown straight away. We’ll also email you a short copy so you have it later.

No booking required to see your result.

Where should we send your breakdown?

If it looks like there may be something worth discussing, Paul may also give you a quick call about what stood out. No obligation.

Your details will be used to provide this result and related follow-up for this check. You can opt out at any time. See Mortgage Choice's Privacy Policy.

Your result
What stands out first

What I’d look at next

One thing I wouldn’t assume

Want to talk it through?

These five answers can show us a pattern. They can’t tell us whether there is actually a better lending structure available. If you want, Paul can talk through what stood out and the few things the quick check couldn’t answer.

Not ready to talk? No problem. We’ll email you a short recap of what stood out so you can come back to it.

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Your request

Got it.

Paul has your details and the result from your quick check.