Want Paul to actually look at it?
Give Paul the key details of what’s going on. Rough numbers are fine.
What would you most like help with?
Roughly what is your home worth?
Your best estimate is fine.
Roughly how much is left on your home loan?
A rough number is fine. No cents needed.
Apart from the mortgage, what other debts do you currently have?
Choose all that apply.
Roughly how much is owed across those debts altogether?
How are repayments going at the moment?
Is there anything about your credit history that concerns you?
Choose all that apply.
Roughly what is your total household income before tax?
Combined income for everyone who would be on the loan. A rough annual figure is fine.
That’s enough for Paul to understand the shape of it.
Add your details and Paul can review what you’ve provided before getting in touch.
Thanks, Paul has the key details.
He’ll review what you’ve provided so he has some context before getting in touch.
This isn’t an approval or lending assessment yet. Paul may need more information before he can tell you whether there is anything worth pursuing.
You’ve told us there is active repayment pressure. Paul will need to understand that first before discussing whether any lending option is appropriate. If meeting essential expenses or repayments is becoming difficult, you may also want to speak with a free financial counsellor before taking on more credit.
You don’t need to have everything perfectly organised before the first conversation.